Recipient account
Connect Payoneer
Only an opaque Payoneer payee reference and compliance state are stored. Bank details are never stored by Meridian.
Payoneer-ready payout operations
Every unit of value has two sides.
Campaign funds are reserved before participation, earnings are posted only after valid consent, and wallet totals come from an append-only double-entry ledger.
Ledger reconciliationBALANCED4 balanced transactions
NOT CONNECTED
Provider activation
Payoneer gateway
EnvironmentSANDBOX
Signed webhookCONFIGURED
Mock providerACTIVE
Real moneyLOCKED
The provider adapter is configured for controlled testing.
Individual wallet
Request a Payoneer payout
A request reserves wallet funds, then waits for independent approval, compliance clearance, and provider processing. EUR and USD remain separate.
Minimum 100 minor units. Duplicate submissions are blocked and reserved funds stay isolated until the payout is paid or reversed.
Funding controls
Organization treasury
Civic Energy ObservatoryUSD isolated ledger
Available$29,350.00
Reserved$650.00
Northstar Mobility LabsEUR isolated ledger
Available€24,100.00
Reserved€900.00
Campaign commitments
Active funding reservations
Household energy choices
$650.00of $650.00 remaining
Cleaner urban mobility study
€900.00of €900.00 remaining
Append-only history
Your earnings
No earnings posted yetA funded offer acceptance will create the first immutable earning event.
Payoneer adapter
Payout attempts
No payout attemptsSuccess, failure, and retry scenarios will appear here.
Finance operations
Controlled treasury actions
Request a deposit or refund
A second authorized actor must approve the request before any ledger transaction is created.
Finance Operator role requiredWallet payouts remain available to their owner; treasury actions require platform authorization.
Reconciliation and reports
Persist a zero-sum check for both currency books and export pseudonymous operational summaries.
Finance or Auditor access is required for reports.
No persisted reconciliation runs yet.
Four-eyes queue
Deposits and refunds
No adjustment requestsNew deposit and refund requests will appear here.
Durable provider queue
Processing payouts
No provider jobs waitingApproved payouts are processed with idempotent attempts and exponential backoff.
Versioned controls
Finance policy
New policy versions affect only future payment agreements and payouts. Existing agreements retain their original fee snapshot.
0 bps platform fee100 minimum units3 max attempts
Period governance
Accounting close
A completed month can close only after balanced EUR and USD reconciliation, followed by approval from a second finance actor.